Introduction
Welcome to Kholeshwar Multistate. These Terms and Conditions (“Terms”) govern your use of our banking services. By opening an account or using any of our services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our services.
Definitions
“Account” refers to any account opened by the Customer with Kholeshwar Multistate.
“Customer” refers to any individual or entity that holds an account or uses banking services provided by Kholeshwar Multistate.
“Services” refers to all banking services offered by Kholeshwar Multistate, including but not limited to savings accounts, checking accounts, loans, online banking, and mobile banking.
“Content” refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials provided by Kholeshwar Multistate.
Account Opening and Maintenance
Customers must provide accurate and complete information when opening an account.
Kholeshwar Multistate reserves the right to refuse to open an account or close an existing account at its discretion. Customers must promptly notify Kholeshwar Multistate of any changes to their personal information.
Use of Services
Customers must use the Services in compliance with applicable laws and regulations.
Kholeshwar Multistatemay set limits on the amount and frequency of transactions for security reasons. Customers are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account.
Deposits and Withdrawals
Deposits can be made by various methods as allowed by Kholeshwar Multistate.
Withdrawals can be made using methods provided by Kholeshwar Multistate, subject to availability of funds and any applicable limits. Kholeshwar Multistate may impose fees for certain types of transactions. A schedule of fees is available on request and on our website.
Interest and Fees
Interest rates for savings accounts and other interest-bearing accounts will be determined by Kholeshwar Multistate and may change from time to time. Fees may be charged for various services as outlined in the Kholeshwar Multistate‘s fee schedule.
Electronic Banking Services
Kholeshwar Multistate offers online and mobile banking services to eligible customers.
Customers must use secure and up-to-date devices and software to access electronic banking services.
Kholeshwar Multistate is not liable for any loss or damage arising from unauthorized access to a customer’s account due to the customer’s failure to safeguard their login credentials.
Privacy Policy
Kholeshwar Multistate respects the privacy of its customers. Our Privacy Policy outlines how we collect, use, and protect your personal information.
Limitation of Liability
Kholeshwar Multistate is not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Services.
Kholeshwar Multistate does not warrant that the Services will be uninterrupted, timely, secure, or error-free.
Indemnification
Customers agree to indemnify and hold the Kholeshwar Multistate harmless from any claims, losses, damages, liabilities, costs, and expenses arising from their use of the Services.
Termination
Kholeshwar Multistate reserves the right to terminate or suspend access to Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Governing Law
These Terms shall be governed and construed in accordance with the laws of country, without regard to its conflict of law provisions.
Changes to Terms
Kholeshwar Multistate reserves the right, at its sole discretion, to modify or replace these Terms at any time. Kholeshwar Multistate will provide notice of any changes by posting the new Terms on our website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.
Contact Us
If you have any questions about these Terms, please contact us at: ho.kholeshwarmultistate@gmail.com